New rules on closure of deposit and payment accounts
Insights
New resolutions published on November 3, 2025, strengthen preventive measures against the irregular use of accounts, particularly the so-called “pooled accounts” (contas-bolsão).
Institutions are now required to close accounts that are not compliant with regulations, establish internal monitoring criteria, and keep documentation related to account closures for at least ten years.
Check the analysis prepared by our Banking and Capital Markets team, highlighting the main changes. The new rules will take effect on December 1, 2025.
